Terms and Conditions

1. Acceptance of Terms

By accessing or using the digital legal documents and services provided by Lotuiya & CO. Advocates ("we", "us", or "our"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, you must not use our website or services.

2. Description of Services

We provide premium, downloadable legal templates, toolkits, contracts, and compliance documents for professional and commercial use. These are digital products only and are delivered instantly upon successful payment.

3. User Accounts

To access and purchase products, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Digital Product Purchases & Delivery

• All purchases are final once payment is successfully processed.
• Products are delivered digitally via download links after purchase.
• You are granted a non-exclusive, non-transferable license to use the purchased products for your internal business or personal use.
• Redistribution, resale, or public sharing of the purchased products is strictly prohibited.

5. Refund Policy

Due to the digital nature of our products, we do not offer refunds once a product has been downloaded. Please review the product description carefully before purchasing.

6. Intellectual Property

All content, templates, and materials on this platform are the intellectual property of Lotuiya & CO. Advocates or its licensors. You may not copy, modify, reproduce, or create derivative works without prior written permission.

7. Limitation of Liability

Lotuiya & CO. Advocates shall not be liable for any indirect, incidental, special, or consequential damages arising from the use or inability to use our products or services.

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Kenya. Any disputes shall be resolved exclusively in the courts of Nairobi, Kenya.

9. Changes to Terms

We reserve the right to update these Terms at any time. Continued use of the platform after changes constitutes acceptance of the revised terms.